Vacation rental loans are underwritten based on property-level cash flow and borrower credit, rather than the borrower’s income. As vacation rental loans are ideal for self-employed investors and investors building a portfolio of vacation rental properties.
Vacation Rental Financing Features
• Common sense underwriting of your short-term rents
• Full 30-year terms (no balloons) for your peace of mind or short-term interest-only options
• No tax returns are required
• Simple, haggle-free pricing you can depend on
• Protect your identity and other assets by borrowing in a corporate entity